Due to the plethora of medical aid providers in South Africa at the moment, more people than ever before are able to afford quality healthcare. In the past this was not always the case, and there are many people that still do not have the right amount of medical aid cover. Those people that still refuse to entertain the idea of having private medical insurance are not only putting their own health at risk, but they are risking the wellbeing of their families too. In this article we will look at some of the details relating to medical aid cover, as well as how to select a suitable healthcare plan that is likely to cover you against treatment costs.
In order to combat the ignorance that surrounds the private medical insurance business, Discovery Health Medical Aid Plans have been designed to help those people on low incomes to be able to afford the right amount of medical aid cover when they need it. Due to the advancement in modern technology and medical advances, modern day medical treatment can be expensive, and if you want to benefit from the latest medical advances, then you are going to have to pay for it. The problem with government owned medical facilities is that they are often the last to get the latest in medical technology, medication and know how. This is something that could mean years of suffering if your medical condition is serious, and that is not to mention the lengthy waiting times for treatment.
How much you pay for your medical aid cover will depend on how much coverage you want to pay for, and Discovery Medical Aid Plans are designed to meet the needs of people from all walks of life and backgrounds. From the basic hospital plan to the healthcare plans more suited to professional people, there is a medical aid scheme to suit nearly everyone, no matter how much they have to spend.
Even if you already have a pre-existing chronic medical condition you will still be eligible to join a medical aid scheme. There may well be a probation period at the start of the scheme where you will not be eligible for treatment for a few months despite having paid some premiums. This is entirely normal and is just a method that the insurance company uses to save money.
